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Online payment processing software built for your small business.

If you’re using a payment processor designed for retail businesses, you’re doing it wrong. Future proof your business with an online payment processor designed for small businesses.

  • Easily accept credit card, ACH, and digital payments
  • Get next-day funding
  • Offset costs by automatically charging convenience fees
  • Accept tips from your customers
  • Integrate with QuickBooks for automatic reconciliation
  • Stay safe with fraud prevention
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Low payment processing rates with no hidden fees.

Control how much online payment processing truly costs your business. ThryvPay has some of the most competitive payment processing rates in the industry.

  • Online payment processing rates start at 2.9% plus 30 cents per transaction.
  • Card present processing rates start at 2.6% plus 30 cents per transaction.
2.6% starting rates

ACH rates are a minimum of $1.00 or 1% up to maximum of $9.00

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Process payments seamlessly with ThryvPay Mobile Card Reader and Mobile Tap-to-Pay.

Our mobile card reader integrates with the ThryvPay Mobile app via Bluetooth, delivering safe and secure card-present processing with a simple swipe, insert or tap. Mobile Tap-to-Pay allows you to accept payments phone-to-phone or card-to-phone from credit cards with NFC functionality and is available on both iOS and Android.

  • Mobile Card Reader and Mobile Tap-to-Pay work seamlessly together or independently.
  • Enjoy the flexibility offered by our Mobile Card Reader that processes in-person or on the go.
  • Save money on processing rates starting at 2.6% plus 30 cents per transaction.
  • Accept payments with confidence that comes from seamless integration to our mobile app.
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Generate recurring revenue with automated payments and payment reminders.

Securely store credit card and bank account information so you can process payments over and over. Schedule automatic payments and automated payment reminders as well.

  • Accept daily, weekly or monthly recurring payments.
  • Custom installment and payment plans.
  • Develop membership programs.
  • Offer financing options supported by Wisetack.
  • Combine with Signatures to get all documents completed digitally.
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Find out how much ThryvPay can save your business.

Calculate exactly how much money you could be saving with ThryvPay payment processing software.

Calculate My Savings

Calculator with the logo for ThryvPay payment processing software with '$9,500 THRYVPAY SAVINGS' displayed on the calculator

Thryv's Features

Check out Thryv's other small business solutions.

Customer Relationship Management

Upgrade your contact list into a CRM with detailed insights and a customizable view of your leads and customers.

Sales & Payments

Easily issue estimates and invoices on the go, and get paid faster than ever before.

Customer Communication

Communicate with customers how they want to communicate, via text and email, all from a single inbox.

Appointment Booking

Sync your existing calendar, schedule projects, and better manage your day with optional appointment booking and online payment processing.

Reputation Management

Take control of and protect your reputation online, one star at a time. Generate first-party reviews and respond all from one place.

Marketing Automation

Automatically trigger targeted marketing campaigns so you never forget to follow up with your contacts again.

Online Presence

Upgrade your contact list into a CRM with detailed insights and a customizable view of your leads and customers.

Document Storage & Sharing

Finally control the clutter. Securely request, store and share documents directly with your contacts.

Social Media

Connect your Facebook, Google, Twitter, Instagram and LinkedIn accounts, and publish content from one place, including pre-built posts.

Users rank ThryvPay as one of the best online payment processors for small business, alongside PayPal, Apple Pay and Stripe.

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Rebecca C.


“FANTASTIC Software for your business of any size!!!!” I love that I can manage everything under one umbrella.. A one stop shop.. Very convenient.

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Louis R.


“Saving time and organization” I am able to conduct client business on one feed through email or texting. I also like the seamless quote to invoice and getting paid through various methods that make it easy for my clients.

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Angela L.


“Seamless and easy to use!” The ease of use of Thryv is unmatched! If there is Anything that you need assistance with, Thryv support is here to help, 24/7.

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Your online payment processing questions, answered.

Are there benefits of offering both ACH and credit card processing?

Yes! Enjoy the benefits of both by offering your customers flexibility of payment preference. You can also determine when you want to offer your customers the option to pay via ACH or credit card, based on transaction.

What are the competitive ThryvPay processing fees?

Credit card processing rates start at 2.6% + $0.30 on all card present transactions using the mobile card reader or tap to pay, while online or keyed transactions start at 2.9% + $0.30. ACH rates are a minimum of $1.00 or 1% up to a maximum of $9.00.

How easy is it to sign up and get connected to ThryvPay?

Super easy. It only takes about 5 minutes! You’ll find an easy walkthrough guide to help with the application process. You can sign up inside Thryv during initial login with our QuickStart Wizard or go to Settings > Payments or directly from Sales > ThryvPay.

What’s included with scheduled payments?

Scheduled payments allow you to minimize late/missed payments, increase ongoing revenue, and easily manage and track revenue. Use recurring payments to charge monthly, weekly or quarterly and even installments for partial payments on large sums. Memberships allow for monthly or advanced payments generating customer loyalty.

What’s included with ThryvPay reporting?

ThryvPay transaction reporting is available directly within Thryv. The reporting tab provides detailed transaction history including the transaction amount and how it was paid, including pertinent customer information and type of transaction, such as individual, scheduled payment or refund.

What level of support is provided with ThryvPay payment processing?

ThryvPay offers a dedicated support team available via phone, email or chat to assist with payment disputes, funding/deposit questions, chargebacks and answer questions regarding your application.

Do all transactions offer next day funding?

Any transactions processed by credit card prior to 8 p.m. EST will be funded the next business day, or if completed after 8 p.m. EST transactions will be included in the next day’s total. Bank transfers will be funded within 7 business days.

What are the monthly fees associated with ThryvPay payment processing software?

None. With ThryvPay you only pay processing fees on completed transactions.

Can I offset my credit card processing fees?

Yes. ThryvPay offers the ability to charge your customers a surcharge fee that matches your processing rate on credit card transactions (available in 40 states) or you can add an optional flat dollar convenience fee amount for paying via credit card.